Revolutionizing Capital Modelling

Intellegri delivers advanced Bayesian risk modelling solutions to the insurance industry.  At the heart of the Intellegri platform is the Big Hypotheses Model. Originally funded for defence systems requiring real-time situational awareness, the technology has been repurposed by Intellegri exclusively for the insurance industry.
Risk Analysis
Delivers instant assessments of financial exposures, enabling timely and informed decision-making.
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Predictive Insights
Utilizes sophisticated Bayesian models to anticipate and mitigate risks in complex portfolios.
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Seamless Integration
Facilitates easy incorporation with existing systems, enhancing functionality without disrupting operational workflows.
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Features

Our system reshapes risk management strategies by providing targeted insights that guide capital allocation, ensuring that organizations maintain just the right amount of reserve to meet regulatory and practical needs without the burden of overcapitalization.

Real-time capital insights
Firms can update capital and reserving positions instantly as new data emerges, improving predictions.
Scientific Transparency
Bayesian inference provides explainable reasoning behind every output — improving trust and auditability with regulators.
High-performance Computation
SMC STAN v3 enables advanced simulation previously considered computationally impractical.
Dynamic Risk
Learning
The model adapts as market and external conditions change, strengthening predictive accuracy.
Capital
Efficiency
More precise modelling unlocks trapped capital and improves the pricing and reinsurance optimization process.
Regulatory Alignment
Supports Solvency II, IFRS 17, and evolving global capital adequacy frameworks with a fully justifiable probabilistic foundation.
"Intellegri revolutionizes risk management by equipping clients with the tools to foresee and mitigate risks with unmatched accuracy, fundamentally transforming their strategic approaches."
Nick Lockwood
CEO, Intellegri

The Big Hypotheses Model

Developed at the University of Liverpool, Intellegri holds an exclusive license to utilize the Big Hypotheses Model for the insurance and financial services sectors, providing our customers with unique and advanced risk analysis capabilities, at speed.

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The company’s technical edge lies in the use of Sequential Monte Carlo (SMC) methods within STAN Version 3 but trading model complexity for parallelism — a major computational leap that enables real-time Bayesian risk analysis. This allows insurers, reinsurers, and all alternative risk-transfer vehicles to dynamically update their understanding of capital adequacy, reserving, and exposures under rapidly evolving conditions.

Traditional capital models are built on fixed assumptions, periodic recalibration and heavy regulatory overhead. Intellegri’s approach replaces this with an intelligent, self-updating system that captures uncertainty as it happens — turning risk management into a live process rather than a retrospective exercise.

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Discover how our software can streamline your capital management and reduce overcapitalization.